Testimonials

From the time I got in touch with Patty to learn about her business to closing on my home, she was always on top and ahead of everything. She is patient and thorough, and had my best interest in mind. Patty was my advocate every step of the way, and helped close quickly. I couldn't recommend working with her more!

-Aimee K

Patty has been my go to loan advisor for my clients. She provides exceptional service with high level of knowledge and professionalism. She tirelessly puts her best effort to achieve what her clients need. Thank you Patty! If you’re looking for AN OUTSTANDING mortgage broker, I would highly recommend reaching out to her.

-Winnie A

Patty is extremely knowledge and helped my fiancé and I navigate the loan closing process. She was always available to answer any of our various questions. We feel very fortunate that we had such an experienced loan officer to help us achieve one of our dreams, of owning a home!


-Joshua T

As first time home buyers we had a lot of questions. Patty took the time to explain and break down the process to us. She always got back to us in a reasonable amount of time and she was upfront about everything going on.

-Morgan O

Patty made the process easy. She explained everything in terms we could easily understand. Her initial list of items needed was thorough, so there wasn’t a long series of one request after another. We were very pleased.

-Joseph M

I never would’ve done the refinance or loan process with anybody but Patti, she is absolutely amazing and because we have a strong history together I trusted her from the very first moment we talked again

-James O

Patty was of great assistance during our home buying process. She is an absolute angel, very knowledgeable, efficient and wonderful to work with. She answered all of our questions in a very detailed fashion and was more than willing to go over things more than once. We are very pleased to have been able to work with Patty, and would definitely recommend her and Design Home Loans. She helped us purchase our first home and made the process a breeze! 10/10

-Shana G

Patty is truly excellent. Before speaking with Patty, I was inexperienced in real estate and did not understand the lingo or best practices. She taught me everything I needed to know about real estate and the financing process. She turned a seemingly overwhelming process into one of ease and confidence. Patty is an expert in this field and I would recommend her to friends and family. She is lovely to work with, is personable, professional, and knowledgeable, and acts with the utmost integrity. Can't say enough good things about her!

-Chanele

Patty went well beyond my expectations in many ways. She made herself available in the evenings and weekend days to best provide timely information. She suggested several option which ultimately lead to a very sound decision regarding our mortgage rate loan conditions. Patty was always so pleasant and easy to work with. I would highly recommend her to my family and friends.

-Byron L

Patty went well beyond my expectations in many ways. She made herself available in the evenings and weekend days to best provide timely information. She suggested several option which ultimately lead to a very sound decision regarding our mortgage rate loan conditions. Patty was always so pleasant and easy to work with. I would highly recommend her to my family and friends.

-Byron L

Patty Carpenter is in a class by herself. Highly skilled and masterful at doing loans. Patty genuinely cares about her clients and does all she can to get them the best rates and she provides the best service at Villa Home Loans.

-Kathleen M

Patty was amazing from day one! She was able to explain every little detail and walked us through the process until the very end. Her team was incredibly fast with not only the VA documents but the underwriting as well. Because of her diligence we were able to close escrow early and that was an added bonus. I will definitely recommend Patty and her team to anyone in the process of purchasing or refinancing a home. Thank you Patty!! You made our dreams of owning a home again a reality!!

-Jay M

Patty was incredibly professional, knowledgeable, and quick to get things done. Through her immense experience, she was able to offer excellent advice when I needed it. She made the whole process so much less stressful as a first-time home buyer and was always quick to answer any questions I had.

-Ryan M

I knew nothing about buying a home, Patty held my hand every step of the way and answered every question for me! At all hours of the day as well! I felt confident in my experience and purchase because of her experience in the real estate world, it brought so much value to this experience because I knew I can trust her completely. She is so patient as well, and positive and organized. She informed me of every transaction of the process and it’s status. I never felt like I was waiting around.

-Natalie B

Patty and her professional can do problem solving attitude made the whole process bearable. I highly recommend Patty! The underlying process by the "investor" for the jumbo loan process is unacceptable and quite frustrating. All loan documents needed from a buyer should be final requested no less than three days before closing and not still needing obvious documents right up to the actual closing date and time.

-Kent T

Patty her attention to detail, her personal involvement and follow up and follow through. Completely trusted her throughout the entire process.

-Cheryl F

Not only is Patty supremely knowledgeable about all things related to home financing, she's a phenomenal communicator. Working through the borrowing process was not only seamless, but highly educational as well, thanks to Patty's commitment to making sure we understood completely what the process entailed. I call my conversations with Patty as "attending Patty Academy" because I always came away knowing more. And to top it all off...she's just a genuinely nice person.

-Timothy F

Patty was patient, knowledgeable, and took the time to understand what was important to me in order to close on my home. She was willing to compete (and Win!) my business and she was never too busy or unavailable. She is an excellent mortgage professional and I would recommend her to anyone that is looking to purchase or re-finance a home.

-Allan P

Patty was extremely knowledgeable and patient on every question that I had. She was readily available whenever I was unsure about anything and tried to make sure that my needs are met.

-Charley D

Great communication, very knowledgeable, thorough, and personable. Overall, great experience.

-Eugene G

Patty always kept us informed and was available for any questions we had. This is the second time we worked with Patty. Thanks Patty!!

-Janet S

Patty is very pleasantly warming to work with, very patience and supportive all through out the process. The most important thing is she’s always there to talk to and gives you wisdom whenever I feel anxious with everything. I personally would recommend and work with her again in the future.

-Rachel A

Patty was extremely friendly and informative throughout the entire refinance process. She was also very accommodating with her schedule and responded quickly to all inquiries. I would not hesitate to recommend her to others looking to refinance or start a new loan.

-Jonathan C

Patty is knowledgeable about the market, maintains steady consistent communication and walks through the process confidently. This is the 2nd time I have used her services and if there is a chance of future endeavors I will use her services again.

-Suzanne D

Patty cares about her clients and goes above and beyond. She made the home-buying process very easy. Furthermore, her rates are the best in the business. Would recommend her to anyone in the market for a home!

-Irwin K

Patty Carpenter was great in advising us throughout the loan processed. She provided an upfront interested for both loans and we closed on time. Thank you Patty!

-Andy N

Thank you Patty for your kindness, knowledge, patience and thorough communication about my Loan. Without you I wouldn’t have made it through this journey of buying my 1st home!

-New H O O

Patty handled our purchase. She was professional, warm, and very helpful throughout the process. Our purchase was consummated quickly and thoroughly despite small roadblocks put up by others. She and our agent, Carol Kornievsky Handled everything smoothly and professionally. I highly recommend this lady.

-James S

Patty is the most Professional & Capable Lender I have ever had the fortune of working with Recommend everyone should talk with her. She knows all escrow potential issues and knocks them down quickly. Thank you Patty

-User84938571

I truly appreciated Patty's assistance with my refinance. She was very helpful in explaining all steps of the process and in clarifying and answering all my questions. All my expectations were met and we were able to close within the time frame given.Thank you.

-Cdiane1215